Dear Senator Mikulski,
As a health insurance broker who owns a firm employing 15 employees and insures more than 1500 groups in Maryland, the District of Columbia, and Virginia, it is very upsetting to me that the issues pertaining to te costs of care have not been properly addressed.
Has anyone mentioned the costs of prescriptions and reform within the pharmaceutical companies? What about the issue of tort reform, or the fact that many of the uninsured are illegal immigrants who do not pay into the system?
Until we look at the real cost of care, any reform that Congress initiates will do us no good. Arguably, the bills proposed and or passed will cost us more money than what's being spent thus far. In our experience, each year the average American has a physical, mammogram, Pap Smear, two sick visits, an X-ray, and a prescription such as Lipitor. How can a $200 per month benefit cover the cost of all of that?
Furthermore, why should some be able to walk in a hospital with no insurance and be provided with free healthcare when others pay for it? Wouldn't it be better to incentivize those on Medicaid to get off, and buy a useful, affordable health insurance policy healthcare after a certain tme period?
I firmly believe there are many ways to cut costs and keep premiums down. We believe it is a sad state of affairs that the real issues are not being addressed to heal or health insurance issues.
My partners and I would love to sit down with you to show you what the real problems are in healthcare as we sell, service and provide the products that the consumers are purchasing.
I will look forward to hearing from you.
Stephanie Cohen, CEO
Golden & Cohen www.golden-cohen.com
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